An Introduction to COTI Crypto

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Cryptocurrencies have been a hot topic in recent years, and with good reason. They offer a new way to securely and quickly transfer funds across the globe. However, not all cryptocurrencies are created equal.

Some, like Bitcoin, have slow transaction times and high fees. Others, like Ethereum, are more versatile but can be complicated for businesses to integrate into their systems.

That’s where COTI Crypto comes in. COTI stands for “Currency of the Internet,” and it aims to provide a digital infrastructure for payments that is fast, secure, and easy to use.

Unlike other cryptocurrencies that rely on blockchain technology, COTI uses a DAG-based protocol that allows for faster transaction times and lower fees. COTI’s goal is to create an ecosystem where businesses can easily implement digital payments without having to worry about the complexities of blockchain technology or high transaction fees.

In addition to its payment capabilities, COTI also allows businesses to create custom enterprise tokens that can be used as loyalty points or rewards programs. Overall, COTI Crypto aims to make digital payments simpler for both consumers and businesses alike.

With cutting-edge technology and a focus on user experience, it has the potential to revolutionize the way we think about online transactions. In the following sections, we’ll dive deeper into how COTI works and why it may be worth considering as an alternative payment method in today’s digital age.

What is COTI Crypto?

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COTI Crypto is a digital infrastructure designed for payments and enterprise tokens that offers fast, reliable, and cost-effective transactions. This innovative system has been built on a DAG (Directed Acyclic Graph) based protocol, which offers faster transaction times with lower fees than traditional payment systems.

In comparison to traditional payment systems like Visa or Mastercard, COTI Crypto’s infrastructure is quicker and more efficient. With traditional payment systems, each transaction must be verified by a centralized intermediary before it can be completed.

This process takes time and often results in high transaction fees. On the other hand, with COTI Crypto’s DAG-based protocol, transactions are validated by multiple parties in real-time without the need for intermediaries.

COTI’s digital infrastructure

COTI’s digital infrastructure consists of three main modules: Trustchain, Mediator, and Currency Exchange. The Trustchain module is responsible for validating transactions on the network using a unique consensus algorithm called Trust Score Consensus.

The Mediator module acts as an arbitrator in case of disputes between buyers and sellers during transactions. Meanwhile, the Currency Exchange module enables swift currency conversions at low costs.

Moreover, COTI also allows enterprises to create their own custom tokens with its Token Generator feature. Businesses can use these tokens to represent their proprietary assets or loyalty programs that can be used for merchandise discounts or other benefits.

Coti vs traditional payment systems

Comparing COTI to traditional payment systems reveals many advantages that this innovative technology has over existing methods. Traditional payment systems are often marred by high transaction fees due to their dependence on centralized intermediaries like banks that act as validators.

In contrast, COTI doesn’t rely on any such intermediaries due to its fully decentralized architecture which makes it faster than other payment systems. This is because transactions on the network are validated by multiple parties in real-time, resulting in near-instant transaction times.

Furthermore, COTI’s DAG-based protocol ensures scalability, meaning that the system can handle a large number of transactions without slowing down or causing delays. COTI Crypto’s digital infrastructure for payments and enterprise tokens offers many benefits over traditional payment systems.

Its unique DAG-based protocol provides faster transaction times and lower fees while being highly scalable and secure. With its Token Generator feature, businesses can create custom tokens to offer more personalized experiences to their customers.

How does COTI work?

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COTI is built on a DAG (Directed Acyclic Graph)-based protocol, which differs from traditional blockchain protocols. Instead of blocks, transactions are added to the DAG in real-time, allowing for faster transaction processing times and lower fees compared to traditional payment systems.

This means that COTI is capable of handling high volumes of transactions without slowing down or experiencing any delays. The Trustchain technology used by COTI ensures that all transactions are secure and transparent.

It is a hybrid consensus algorithm that combines the benefits of both Proof-of-Work (PoW) and Proof-of-Stake (PoS) algorithms. PoW ensures that only valid transactions are added to the DAG while PoS ensures that trusted validators are chosen to confirm these transactions.

In addition to Trustchain technology, COTI also utilizes Mediator and Currency Exchange modules. The Mediator module provides dispute resolution services in case there are any issues with a transaction.

It acts as an intermediary between buyers and sellers, ensuring complete transparency throughout the process. The Currency Exchange module allows users to exchange fiat currencies or cryptocurrencies for COTI tokens or vice versa.

The DAG-based protocol

The DAG-based protocol used by COTI enables it to process thousands of transactions per second with negligible transaction fees. In comparison to traditional blockchain protocols like Bitcoin or Ethereum, where blocks must be mined and new blocks can only be added every 10 minutes on average, the DAG-based protocol allows for real-time transaction processing.

This is because every new transaction added to the network validates two previous transactions before being validated itself. This creates a mesh-like structure where each transaction reinforces previously validated ones, allowing for parallel confirmation and easy scalability.

Trustchain technology

Trustchain technology is one of the unique features of COTI’s infrastructure that ensures secure and transparent transactions. It combines both PoW and PoS algorithms to maintain consensus on the network. Trustchain ensures the validity of transactions by requiring validators to submit a small proof-of-work alongside their transaction.

This proof-of-work helps prevent spam and ensures that only valid transactions are added to the DAG. Validators are chosen based on their reputation score, which is calculated using a combination of factors such as previous transaction history, stake in the network, and community feedback.

COTI’s DAG-based protocol and Trustchain technology work together to provide a fast, secure, and transparent payment infrastructure. The Mediator and Currency Exchange modules also add extra functionality for dispute resolution and currency exchange within the network.

Benefits of using COTI Crypto

Faster transaction times

One of the biggest advantages of using COTI Crypto is the speed and efficiency of transactions. Traditional payment systems often require multiple intermediaries, resulting in slower transactions and higher fees. COTI’s DAG-based protocol enables transactions to be processed quickly, with much lower fees compared to traditional payment methods.

For example, credit card companies typically charge merchants a processing fee of around 2-3% per transaction. In contrast, COTI charges a flat fee of just 0.1%, making it much more cost-effective for businesses.

Increased security through Trustchain technology

Another major benefit of using COTI Crypto is the added security provided by its Trustchain technology. Trustchain creates a secure network between parties involved in a transaction, ensuring that all participants have been verified and authorized.

This eliminates the need for third-party intermediaries such as banks or payment processors, reducing the risk of fraud or data breaches. Additionally, Trustchain provides transparency and accountability throughout the entire transaction process.

create custom enterprise tokens for businesses

COTI also offers businesses the ability to create their own custom enterprise tokens on its platform. These tokens can be used for various purposes such as loyalty programs or incentives for customers.

The creation of these custom tokens is made possible through COTI’s Mediator module which allows businesses to easily issue and manage their own digital assets on the blockchain. This feature enables greater flexibility in how businesses can incentivize their customers while also creating additional revenue streams.

Overall, COTI Crypto offers many benefits over traditional payment systems when it comes to speed, efficiency, security, and flexibility. Its unique digital infrastructure makes it an attractive option for both consumers and businesses looking for faster and more cost-effective payment solutions.

Use cases for COTI Crypto

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COTI has a number of use cases, and there are already businesses that are using or planning to use the platform. One such business is Paywize, an online payment processing company that integrates with COTI to offer faster, more secure payment processing services to its merchants.

Paywize’s CEO, Amit Lavon, called the integration “a game-changer,” citing the speed and efficiency of transactions as well as the added security benefits of COTI’s Trustchain technology. Another business leveraging COTI is, a global payment solutions provider.’s CEO, Michael J. Norton, said that COTI’s “innovative payment infrastructure” aligns with his company’s goals of providing high-quality payment solutions to its clients. The partnership between and COTI will allow for faster and more reliable transactions for their customers.


E-commerce is one industry where COTI has significant potential applications. By allowing for quicker transaction times and lower fees than traditional payment systems like credit cards or PayPal, e-commerce platforms can offer a better checkout experience for their customers while also saving money on transaction fees. Additionally, custom enterprise tokens created on the COTI network could be used by e-commerce companies as loyalty programs or rewards systems.

Another potential application in e-commerce is cross-border payments. International payments can be slow and expensive using traditional methods like bank transfers or wire transfers, but with COTI businesses can take advantage of faster and cheaper payments across borders.


In the gaming industry, microtransactions are common but often come with high fees due to traditional payment system limitations. With low transaction fees and fast transaction times through DAG-based architecture on the COTI network, game developers can create in-game economies that utilize custom enterprise tokens on the COTI network. This would enable players to buy and sell items or in-game currency without significant transaction fees.

Another potential application is the integration of blockchain technology into gaming. COTI’s Trustchain technology ensures that transactions on the network are secure and transparent, which could be useful for tracking ownership of rare in-game items or creating collectibles that cannot be duplicated or counterfeited.


Remittances is another industry where COTI has potential applications. Traditional methods of sending money across borders can be slow and expensive, but with lower transaction fees and faster transaction times through DAG-based architecture on the COTI network, individuals can save time and money when sending money internationally. Additionally, custom enterprise tokens could be used as a store of value for individuals who frequently send money abroad.

Future Developments for COTI Crypto

Decentralized KYC/AML Verification

One of the most exciting upcoming developments for COTI Crypto is the implementation of decentralized KYC/AML verification. This will allow users to verify their identity using a decentralized system rather than relying on a centralized authority.

This not only increases security and privacy but also makes the verification process faster and more efficient. The new system will use technologies such as blockchain and smart contracts to ensure secure, tamper-proof verification.

Users will be in control of their own data, and they can grant permission to third-party applications to access it as needed. This will make it easier for businesses that use COTI payments to comply with regulations while providing a seamless user experience.

Staking Rewards for Token Holders

Another exciting development coming up for COTI Crypto is the introduction of staking rewards for token holders. Staking involves holding tokens in a wallet for a certain amount of time and earning rewards based on the amount held, similar to earning interest on a savings account.

Those who stake their COTI tokens will receive rewards in the form of additional tokens, incentivizing long-term holding and creating more stability in the market. Additionally, this feature can help increase demand for COTI tokens as well by making them more valuable.

The reward system will be decentralized, meaning that there won’t be one central authority controlling it. Instead, users will participate in staking through smart contracts executed on the blockchain network itself.

Key Takeaways: COTI crypto

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As we’ve seen, COTI Crypto has several exciting developments coming up that are sure to enhance its already impressive platform capabilities even further. The addition of decentralized KYC/AML verification provides increased security and privacy while also streamlining compliance efforts for businesses using COTI payments.

Overall, COTI Crypto offers a revolutionary new way to handle digital payments and token creation for businesses. With its advanced DAG-based protocol and innovative Trustchain technology, COTI promises faster transaction times and increased security compared to traditional payment systems. Additionally, the ability for businesses to create custom enterprise tokens opens up a whole new world of possibilities for enhancing customer loyalty and creating new revenue streams.

COTI is already being used by several forward-thinking businesses such as Paywize and, demonstrating its potential in industries such as e-commerce, gaming, and remittances. With upcoming features such as decentralized KYC/AML verification and staking rewards for token holders on the horizon, COTI is constantly evolving to meet the needs of its users.

As more businesses begin to recognize the benefits of using COTI Crypto for their payment needs, we can expect to see even greater adoption of this innovative technology in the years ahead. With its focus on creating a seamless user experience backed by cutting-edge technology, COTI Crypto is well-positioned to become a major player in the world of digital payments and enterprise tokens.

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